LIC Plan 2023: Benefit of Rs 1 crore is available in this scheme, know how

LIC Plan 2023: If you are also a safe investment, investment if you are planning LIC (LIC Yojana), Life Insurance Corporation of India brought a better option for you, LIC Jeevan Shiromani Plan (LIC Jeevan Shiromani Plan). Has gone ! Here you will get tremendous profit even in 1 rupee!

lic plan 2023

lic plan 2023

lic plan 2023

Actually LIC (LIC) prepares policy keeping in mind all sections of people! Jeevan Shiromani Plan, a policy of LIC (LIC) is also such a great plan! This is a safe savings scheme (Safe Savings Yojana)! Let’s know!

Even if they have a lot of money! So the idea of ​​having Life Insurance is to give a stable life to your family! when they are not around Hence, it is essential for HNIs to have a good insurance policy (Jeevan Shiromani Policy) to deal with uncertain times!

Apart from this, the fact is that the interest rate of LIC policy (LIC Plan Interest Rate) is not dependent on the speed of the stock market! This makes it a favorable option especially when it is volatile. LIC Jeevan Shiromani Plan is one of the most beneficial policies launched by the company for HNIs.

Guaranteed amount of Rs 1 crore

Actually, LIC’s plan Jeevan Shiromani Plan (LIC Jeevan Shiromani Policy) is a Non-Linked Scheme! In this, you get a guarantee of at least 1 crore of Sum Assured! LIC (Life Insurance Corporation of India) keeps on providing many good policies to its customers to secure their lives.

What is the full plan?

LIC’s Jeevan Shiromani Policy Yojana started this scheme on 19 December 2017! This is a non-linked, limited premium payment money back plan! This is a market linked profit plan! This scheme is specially made for HNI (High Net Worth Individuals). This plan also provides cover for critical illnesses. There are also 3 optional riders available!

Get LIC Plan Financial Assistance ( LIC Plan 2023 )

Jeevan Shiromani Yojana Policy LIC Jeevan Shiromani Policy provides financial assistance to the family of the policyholder (LIC Jeevan Shiromani Policy Policyholder) in the form of death benefit during the term!

This policy Life Insurance Corporation (Policy Life Insurance Corporation) has the facility to pay during the prescribed period in case of survival of the policyholders. Apart from this, a lump sum amount is also given on maturity.

Survival Benefit GO

Survival benefit means a fixed payment is made on the survival of the policyholder. Under this the process of payment is done.

  • 14 year policy – 10th and 12th year 30-30% of Sum Assured
  • 16 year policy – ​​12th and 14th year 35-35% of the sum assured
  • 18 year policy -14th and 16th year 40- 40% of Sum Assured
  • 20 year policy – 16th and 18th year 45-45% of Sum Assured

Know how much loan you will get (LIC Plan 2023)

This policy LIC Jeevan Shiromani Policy (Policy LIC Jeevan Shiromani Policy) feature is that the customer can take a loan on the basis of the surrender value of the policy during the policy term!

But this loan LIC Life Insurance Corporation (Loan Life Insurance Corporation) only on terms and conditions! Policy loan will be available at the interest rate decided from time to time.

What is LIC Jeevan Shiromani Policy?

According to the insurer’s website, LIC Jeevan Shiromani Insurance Scheme is a non-linked, participating, individual, Life Insurance Savings Plan!

This is a limited premium payment money back life insurance plan. In which the minimum basic sum insured is Rs 1 crore! Which is specially designed for the target segment of high net worth individuals.

Under this scheme (Life Insurance Scheme), Guaranteed Additions are earned at the rate of Rs. 50 per thousand Basic Sum Assured for the first five years and Rs. 55 per thousand Basic Sum Assured from the 6th policy year till the end of the premium payment term. Will be! Apart from this, the policy (Life Insurance Policy) will participate in profit in the form of Loyalty Additions.

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